Phil Richardson

After a successful career in technical sales engineering I’m now able to use my analytical skills towards investing. I’m an avid DGI (dividend growth investor) and living predominantly on the yield of those investments. My DGI positions I have no intent to ever sell unless the dividend is compromised. I also enjoy the careful application of selling premium using Covered Calls or secured Sold Puts to generate incremental income each month. My preference is to sell premium conservatively using .10 delta strikes, pre-enter the closing trade, and rarely have a position requiring any management. My trading philosophy in general is towards quality such that the portfolio continues to grow and requires minimal management which allows me to live life more fully with my family and friends.